Credit scoring 2.0

Next Gen Credit Intelligence For Faster, Cheaper, Friendlier Lending to the underbanked

Traditional credit scores require a history of bill payments. Credit Score 2.0 brings together big data technologies, advanced credit modelling and mobile data to predict the future of a borrower’s credit worthiness.

The Big
Competitive Edge

Lenders are dependent on limited credit bureau data and outdated credit scoring technologies.
Our Credit Scoring 2.0 solution helps lenders

We score nearly half a billion consumers in Vietnam, Indonesia and India, and are on track to score a billion consumers by the end of 2019.

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    Capture untapped markets

    4.5 billion consumers worldwide are financially excluded because banks do not have data on them. Our solution helps banks understand, connect and lend to these unbanked and underbanked consumers.

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    Streamline application process

    Lengthy application forms kill lead conversions. By automatically extracting and verifying digital data, our solution enables frictionless loan applications and real-time decision making.

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    Reduce fraud and credit risk

    Our scoring algorithms analyse petabytes of data to detect identity fraud, verify application data and evaluate credit worthiness of individuals while protecting their privacy.

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Our Technology

Built with advanced data science and machine learning, our technology is designed for scalability, fast deployment and flexibility.